Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Thank you for visiting www.fernovo.com (“the Website”). The Website is operated by Quidie Limited a company registered in England and Wales under company registration number 08110266 having its registered office address situated at Marco Polo House, 3-5 Lansdowne Road, Croydon CR0 2BX. Please read the following information carefully as the following terms and conditions will apply to your use of the Website.
The Website is made available free of charge. The Website is designed for use within the UK and by accessing the Website you are agreeing that the laws of England and Wales will be applicable to any disputes which may arise. The Website is designed for use within the UK only. If you choose to access information on the Website, it is your responsibility to comply with the applicable local, national or international laws and any use of the Website outside of the UK is entirely at your own risk.
Although we have taken all reasonable care to ensure that the information provided on the Website is accurate, we make no representation or warranties of any kind, express or implied, about the accuracy timeliness or completeness of any such information.
Although we make reasonable efforts to update the information on the Website, we make no representations, warranties or guarantees, whether express or implied, that the content on the Website is accurate, complete or up-to-date.
We neither warrant nor represent that your use of the Website will not infringe the rights of third parties.
The content on the Website is provided for general information only. Nothing contained on the Website constitutes legal, investment, tax or other advice and is not to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making an investment decision.
To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to the Website or any content on it, whether express or implied.
To the extent permitted by law, we will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
If you are a business user, please note that in particular, we will not be liable for:
If you are a consumer user, please note that we only provide the Website for domestic and private use. You agree not to use the Website for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.
We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Website or to your downloading of any content on it, or on any website linked to it.
Different limitations and exclusions of liability will apply to liability arising as a result of the supply of any services provided to you and will be governed by different terms and conditions.
You have sole responsibility for adequate protection and backup of data and/or equipment used by you in connection with the Website and will not make a claim against us for lost data, re-run time, inaccurate output, work delays or lost profits resulting from the use of such materials.
We do not guarantee that the Website will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes and platform in order to access the Website. You should use your own virus protection software
You must not misuse the Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful or repetitive requests designed to interrupt, destroy or limit the functionality of any computer software or hardware or to diminish the quality of, interfere with the performance of or impair the functionality of the Website. You must not attempt to gain unauthorised access to the Website, the server on which the Website is stored or any server, computer or database connected to the Website.
We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Website will cease immediately.
We reserve the right to update the Website at any time. Please note that any of the content on the Website may be out of date at any given time, and we are under no obligation to update it.
We do not guarantee that the Website, or any content on it, will always be available or be uninterrupted. Access to the Website is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of the Website without notice. We will not be liable to you if for any reason the Website is unavailable at any time or for any period.
We do not guarantee that the Website, or any content on it, will be free from errors or omissions.
We are the owner or the licensee of all intellectual property rights in the Website, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
You may use the Website for your personal use and information and you may make a copy of the pages of the Website but only for your personal non-commercial use, provided that you keep all copyright and other proprietary notices intact. You must not use any part of the content on the Website for commercial purposes without obtaining a licence to do so from us or our licensors.
Links on the Website and other websites that we operate may lead to third party websites. The content, accuracy and function of such websites is outside of our control and we cannot accept any responsibility for same and nor do we endorse the contents of such third party websites. In particular, any dealings that you have with such third party website operators shall be on the terms and conditions (if any) of that website operator, as these terms and conditions of use are limited to the Website.
You are not entitled (nor will you assist others) to set up links from your own websites to the Website without our prior written consent, which we may grant or withhold at our absolute discretion.
ODR is a single EU-wide online dispute resolution platform (‘ODR platform’) which allows consumers and traders across Europe to resolve their complaint issues more easily. ODR occurs entirely online, meaning it is usually a much quicker, simpler and cheaper process than going to court.
You can use the following link to access the ODR platform: http://ec.europa.eu/consumers/odr/
Further information on the ODR service can be found using the following link: http://ec.europa.eu/consumers/solving_consumer_disputes/docs/adr-odr.factsheet_web.pdf
The above platform is accessible in all official languages of the EU and is free of charge to use.