Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

The Fashion Addict’s Guide To Savvy Spending

So, you’re a self-confessed fashion addict… Someone who lives for the next season’s collections and has to make sure that they’re always on trend and leading the fashion pack in the latest colours, styles and hip brands. Problem is being a full-time fashionista is an expensive business and unless you’ve got an A-list salary to go with your A-list wardrobe, your purse or wallet are going to get threadbare pretty quick. But don’t panic, here at Fernovo we’ve got you covered with our Fashion Addicts Guide To Savvy Spending complete with hacks, tips and hints to make life in the fashion fast-lane a little more affordable. Our pointers will help you to have a wardrobe that will make others green, whilst making sure that your bank balance stays firmly in the black!

Sell first

We all have things in our wardrobe that are just going to get worn. If this is true for you, then it makes sense to have a bit of a sort out before you start shopping. Not only could this unearth some amazing items that you forgot you had, but it could also lead to you finding some that you are more than happy to sell on to someone else. This will give you some extra cash for your new clothes, as well as make sure that you have space for them too.

Buy some classics

When buying some new clothes for your wardrobe you are likely to want to buy some bang on trend items that will really up your style stakes. This is a great idea, but what will really help for your spending habits is to buy some classic items too. These will not only create the basics for your outfits, but will also last season after season, which is great if you want to make sure that you get a decent amount of time and wear from your purchases.

Have a budget

The key to the majority of savvy spending has to be creating a budget, and then sticking to it. This is no different with clothes. Set out how much you can realistically afford to spend and have this in mind. Knowing a figure will keep you focused on the things that you really want to buy and filter out the things that you may buy but never wear. A budget will provide you with a good focus so you only buy what you really really want or need. Often less is more and this is never truer than when it come sto fashion and style.

Shop in person

Whilst the internet is a great place to buy a variety of things, when it comes to clothes you might want to stick to a bit of shopping in person. Not only does this mean that you will get to see things up close and personal (great if you prefer a certain fabric) but you can also try them on. There is absolutely no way you can tell if something will suit you if you buy it online, which means that in person shopping is definitely the way to go! Actually going to a shop and making an occasion of it also means you tend to make a considered purchase compared to just flick and click online.

Pay with cash

We have all been tempted in our lives to blow the budget and put things on our credit cards. If this is something that you have done more than once or twice, then it might be a good idea to pay with cash rather than card. This is a simple way to control what you spend, and keep your eye on how much you have left too.
Now you know some of the secrets to looking good on a budget, why not try it out for yourself? You might be surprised to learn that it doesn’t have to cost the Earth to look like a fashionista.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

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